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What is the Morty Pre-Approval? How is it Different?
July 2, 2018

A mortgage pre-approval letter in-hand takes the stress out of house hunting. Instead of wasting your time looking at homes out of your price range—or worrying about whether you qualify for a mortgage at all—being pre-approved for a mortgage means you can conduct...

A Homebuyer’s Guide to Decoding Mortgage Acronyms
July 2, 2018

The first time you buy a home, you’ll probably run across a fair number of mortgage-industry terms that you haven’t encountered before. If you find yourself stumbling a bit on terms you don’t know or acronyms you don’t understand, you’re...

What is the Difference Between a Hard Credit Inquiry and a Soft Credit Inquiry?
June 25, 2018

When you apply for a loan or a line of credit, your lender will request access to your credit history and credit score from at least one of the three main credit reporting bureaus–Experian, Equifax, and Transunion. The credit bureaus...

4 Things to Consider When You Start House Hunting
June 22, 2018

Making the jump to homeownership can be an overwhelming rollercoaster full of unsolicited advice and warnings. It can be hard to keep it all straight between what to do or not to do when buying a home. And while there’s...

Meet the Borrowers: Juliann of Hoboken, NJ
June 20, 2018

At Morty, our main mission is to empower home buyers by giving them access to a wide network of lenders and products and allowing them to shop and compare all of their options before committing to one. We’re sharing the...

Buying a Home as a Freelancer
June 18, 2018

More than 57 million Americans earned at least some of their income freelancing last year, including 47% of millennial workers. If you’re one of the millions of workers who won’t be getting a W-2 from a traditional employer next year,...

How Fintech Is Helping Millennials Take Financial Control
June 11, 2018

For years the complicated world of banking, lending, and investing have been unavailable to most people. But as we all know, technology has no qualms about disrupting old systems to make room for new and innovative solutions. Increased connectivity around...

How Does Your Credit Score Actually Work?
June 5, 2018

We have all been drilled endlessly about the importance of a good credit score. Your credit score can determine everything from the type of car you can buy to which types of homes you will have a loan approved for....

Everything You Need to Know About Mortgage Insurance
May 29, 2018

Putting together enough money for a down payment on a home isn’t easy. For many people—and especially for many first-time homebuyers—scraping together the traditional 20% down payment may feel next to impossible. If you’d like to be a homeowner, but...

Disaster Preparedness for New Homeowners
May 21, 2018

Being prepared for emergencies and natural disasters is important for everyone, of course. Fires, floods, and other natural disasters can happen anytime and impact entire communities. But, as a new homeowner, your emergency preparedness to-do list is just a little...